This International Women's Month, we're zooming out and looking at the bigger picture of where women stand financially, what's holding them back, and what each of us can do about it.

The numbers are sobering. The World Economic Forum estimates it will take 123 years to close the gender economic gap at the current pace. Women are expected to accumulate just 74% of the wealth men do over a full working lifetime. And yet — when women do invest, research shows they can achieve better returns than men. The gap isn't ability. It's access, knowledge, and confidence.

In this episode, we explore:

• Why financial literacy is the lever — and why the gender gap in investing is one-third a confidence problem, not just a knowledge problem

• The age-seven finding — research from the University of Cambridge showing that many money habits form before age seven, and what that means for how we raise financially capable children

• The silence that has a cost — why money being treated as taboo in so many households hits girls hardest, and what happens when we break that silence

• The generational ripple effect — why financial literacy in one woman doesn't stay with one woman

This episode is for anyone who believes the 123-year timeline is unacceptable, and wants to understand the role they can play in shortening it.

For more information on Banking On Girls Mother-Daughter Workshops go to: https://mom-daughter-workshop.lovable.app/

• What I've been up to since the last episode and what's coming this season
• Why moms and daughters learning together makes all the difference
• The moment teen girls realize time is their biggest financial superpower
• The emotional side of money nobody talks about
• How a shared financial language turns conflict into connection

• Learn more about the Banking On Girls workshops: https://mom-daughter-workshop.lovable.app
• Subscribe wherever you listen to podcasts

In this REWIND episode, I speak with Josina Kamerling from the CFA Institute and discuss how parents can help their kids, especially girls, think critically about the financial advice they encounter on social media. We cover essential conversations that empower children to evaluate information effectively and build a solid understanding of money management.

For those interested in more on this topic, this episode references Josina Kamerling from the CFA Insitute's paper The Finfluencer Appeal: Investing in the Age of Social Media.