Ever feel like you're spending “just a little” here and there—until you do the math and realize it’s costing you way more than you thought?

In this episode of the Babies and Business Podcast, Avram and Rachel talk about the quiet expenses that sneak into your business and chip away at your profits. They share the simple financial management habit they started using every quarter—and how it helped them cut nearly 30% of their business costs without lowering the quality of their work or lifestyle.

From overlooked subscriptions to outdated tools, they walk through the real questions they ask, the mindset shifts that made letting go easier, and the moment that changed how they approach spending.

If you're ready to clean up your finances and keep more of what you earn, this one's for you.

🎧 Listen now: https://babiesandbiz.com/81

• How Rachel cut 27% of their business expenses without compromising quality
• Why financial management is about intention—not deprivation
• How to conduct a quarterly expense audit (even if you're not the numbers person)
• Questions to ask when reviewing subscriptions
• How Rachel approaches subscription management with objectivity (and zero emotional attachment)
• Examples of unnecessary expenses in business
• Tips for communicating money concerns with your partner
• How to reframe costs in a way that makes the impact feel real (percentages, time equivalents, etc.)
• How financial check-ins can lead to major profit shifts

Available on:

▶️ Apple: babiesandbiz.com/apple

▶️ Spotify: babiesandbiz.com/spotify

▶️ Google: babiesandbiz.com/google

Connect with Us on Social Media:

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Do your daily actions align with the values you hold dear? In this episode of the Babies and Business Podcast, Avram and Rachel uncover the gap between real values (the things we prioritize in our actions) and aspirational values, which reflect what we wish to prioritize. Rachel shares how tracking her time and money gave her a clearer picture of her true values, while Avram recounts a conversation with someone working to bring their goals in sync with their everyday life. This episode is filled with practical tips and heartfelt insights to help you live more authentically. Tune in now and start taking steps toward the life you truly value.

🎧 Listen now: https://babiesandbiz.com/80

Key Highlights from this Episode

• The difference between real values and aspirational values
• How your time and money habits reveal your true priorities
• A powerful story from the book Who's In Your Room?
• What to do when your goals don’t match how you’re actually living
• Simple ways to audit your calendar, screen time, and spending
• Why awareness is the first step toward lasting change
• Avram and Rachel highlight the importance of closing the gap between what you say and what you do.
• The next step after awareness: making real, intentional decisions
• A peek into Rachel’s first-ever personal development course experience

Available on:

▶️ Apple: babiesandbiz.com/apple

▶️ Spotify: babiesandbiz.com/spotify

▶️ Google: babiesandbiz.com/google

Connect with Us on Social Media:

Facebook: https://BabiesAndBiz.com/FB

Instagram: https://BabiesAndBiz.com/IG

TikTok: https://BabiesAndBiz.com/TT

Twitter: https://BabiesAndBiz.com/TW

YouTube: https://BabiesAndBiz.com/YT

What does it really take to change your money story? In this episode of the Babies and Business Podcast, Rachel shares her journey—from growing up without formal education or financial security to walking away from everything and starting over. We talk about breaking free from scarcity, setting new standards, and building a life rooted in self-sufficiency and confidence.

It’s a powerful reminder that transformation doesn't always start with resources—it starts with a decision. If you've ever felt stuck in a cycle that wasn't your choice, this one’s for you.

🎧 Listen now: https://babiesandbiz.com/79

Key Highlights from this Episode:

• Avram and Rachel share a powerful conversation about what it takes to truly change your money story.
• Rachel opens up about her early relationship with money—and how it was shaped by survival, not strategy.
• A surprising story from Rachel’s childhood that revealed her natural drive to save and plan ahead.
• The pivotal moment that pushed Rachel to walk away from everything and start over from scratch.
• How environment, relationships, and mindset play a huge role in shaping your financial reality.
• What it means to build financial confidence when you weren’t taught how.
• Why rewriting your money story isn’t just about dollars—it’s about identity and freedom.
• Encouragement for anyone who feels stuck in a cycle of scarcity, fear, or shame around money.
• How financial independence is possible—even if you feel like you're starting from zero.

Available on:

▶️ Apple: babiesandbiz.com/apple

▶️ Spotify: babiesandbiz.com/spotify

▶️ Google: babiesandbiz.com/google

Connect with Us on Social Media:

Facebook: https://BabiesAndBiz.com/FB

Instagram: https://BabiesAndBiz.com/IG

TikTok: https://BabiesAndBiz.com/TT

Twitter: https://BabiesAndBiz.com/TW

YouTube: https://BabiesAndBiz.com/YT