Attack The $500 Leaks, Not Lattes: Cut housing, car, bills, and interest with simple scripts

What if your money problem isn’t the lattes, it’s the life costs you’ve stopped questioning? In this episode, Damien pulls back the curtain on the real budget killers: fixed costs. He breaks down how rent, car payments, recurring bills, and even silent bank fees are eating up your cash flow, and more importantly, how to take them down without upending your life.

You’ll hear how to negotiate rent without sounding awkward, the case for keeping your old car longer, and why a 5-minute call to your bank or credit card company could save you hundreds. There’s also a step-by-step strategy for canceling unused subscriptions, negotiating better service rates, and plugging the silent leaks in your budget. Real-world stories, practical scripts, and no shame, just smart tweaks that create room to breathe.

This episode is for anyone who feels like they’re doing everything right but still stuck paycheck to paycheck. If you want to build wealth without cutting joy, it starts by shrinking the stuff that doesn’t spark it. Tune in and take back control of your cash flow.

Get my free guide to where to spend your next dollar: https://stan.store/YMOEM/p/get-the-easy-mode-money-ladder-now

Get my guide on how to destroy your debt: https://stan.store/YMOEM/p/get-the-easy-mode-guide-to-destroy-your-debt

Chapters

00:00 Understanding Budgeting Myths

01:24 Tackling Housing Costs

05:47 Rethinking Transportation Expenses

08:21 Managing Recurring Bills and Subscriptions

12:21 Fighting Back Against Bank Fees and Interest

15:46 Strategic Financial Moves for Growth