Are You a Criminal Just for Selling Your Home? Big Changes to AML Rules in NZ

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In this bonus episode of the Property Apprentice Podcast, host Debbie Roberts breaks down a major change in New Zealand’s property regulations that could significantly ease the burden for families using trusts.

The New Zealand government has announced key updates to anti-money laundering (AML) rules, aiming to reduce excessive compliance requirements for “low-risk” property transactions involving family trusts. This move is set to simplify the often complex and intrusive checks that everyday Kiwis have faced when selling a home held in a trust.

🔍 In this episode, Debbie explores:

• Why property owners in trusts have felt unfairly targeted by AML checks
• The new simplified due diligence requirements for low-risk transactions
• Reactions from experts, including REINZ, property lawyers, and industry advocates
• The remaining gray areas, and why clear implementation guidelines are crucial
• Concerns raised about criminal misuse of real estate and the need for balance

While the reforms have been welcomed as a step in the right direction, the success of this policy will rely heavily on how clearly and effectively it is implemented.

This episode is a must-listen for homeowners, real estate professionals, and anyone with an interest in property investment or trust structures in New Zealand.


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🎧 Catch more insights in future episodes as the team continues to break down property news that matters.

#AML #FamilyTrusts #NZProperty #RealEstateNZ #PropertyInvestment #DebbieRoberts #PropertyApprenticePodcast #FinancialFreedom #NZHousing

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.