Are Veterans Getting too much Disability with Clay Simms | S.O.S. #240

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Headlines say the VA system is broken and rife with abuse. Our conversation with Marine veteran Clayton Sims tells a different story—one grounded in lived experience, policy fluency, and a community-first approach to getting claims right without fear or costly consultants.

Clayton shares how a rough transition and a hurried VSO visit pushed him to learn the language of 38 CFR and the evidence behind service connection. We unpack the realities of infantry life—miles in boots under load, daily wear that wrecks feet, ankles, and backs—and why conditions like flat feet and sleep apnea aren’t punchlines, they’re predictable outcomes. We also go deeper than combat. MST, toxic command climates, uneven medical boards, and administrative limbo can all drive mental health injuries that are real and compensable when documented properly.

We cut through the noise about “rampant fraud” with data: far fewer veterans file than most assume, and only a portion reach 100 percent. The bigger problem is confusion. Clayton maps the routes that actually win—direct, secondary, aggravation, presumptive, MUCMI—and the kinds of evidence that matter: deployment health assessments, awards narratives, buddy statements, specialty opinions, and clear medical links. He explains how CivDiv helps veterans self-advocate or meet VSOs prepared, flipping the script on an industry that profits from complexity.

If you’ve felt overwhelmed by forms and jargon, you’ll walk away with a clearer path and a stronger mindset. And beyond claims, Clayton leaves a vital reminder: don’t isolate. Find your circle—online, at a VFW, through church, or with a few trusted friends—because community can save time, money, and lives.

If this resonated, follow the show, share it with a veteran who needs it, and leave a review with your biggest question about VA claims. Your story might guide our next episode.

The stories and opinions shared on Stories of Service are told in each guest’s own words. They reflect personal experiences, memories, and perspectives. While every effort is made to present these stories respectfully and authentically, Stories of Service does not verify the accuracy or completeness of every statement. The views expressed do not necessarily represent those of the host, producers, or

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