What if I told you that at 64, the best financial advice isn't about saving more money, but actually spending it? Join me as we explore a viral wisdom list that's packed with uncomfortable truths about aging, money, and letting go of the need to control everything around us.

We tackle the tough questions that many seniors face: when to stop hoarding pennies like we're preparing for a Viking funeral, how to let our adult children actually be adults, and why peace of mind trumps potentially doomed investments every single time. As someone who's navigated cancer, 37 years of sobriety, and a cross-country move to downtown Chicago, I share personal insights about finding balance between financial security and present-moment joy.

The conversation gets real about relationships too - from spoiling your partner because tomorrow isn't guaranteed, to curating your social circle and releasing people who no longer serve you. We explore staying mentally sharp without running marathons, embracing technology at any age, and discovering that purpose doesn't retire, it just changes shape. Plus, I share why using your good china daily and laughing until you snort might be the best anti-aging strategies you'll ever find. Ready to embrace your sassiest, wisest self? Subscribe for weekly doses of truth, humor, and grace as we navigate this beautiful mess called aging together.

Ready to add years to your life while having fun? This episode delivers the surprising science behind volunteering as a health intervention. Forget expensive supplements—research shows that dedicating just two hours weekly to volunteering lowers blood pressure, fights depression, and literally extends your lifespan. This isn't wishful thinking; it's science.

Discovering fulfilling volunteer opportunities doesn't mean wearing a hairnet at a soup kitchen (unless that's your thing). We explore dozens of ways to match your unique skills and interests with meaningful service. Love animals? Local shelters need you. Enjoy reading? Kids need literacy volunteers. Tech-savvy? Nonprofits desperately need your digital wisdom. From AARP's Create the Good platform to community gardens, food banks, and faith-based organizations, we break down where to start and how to find the perfect fit.

Volunteering provides what many seniors secretly crave: purpose without pressure, socialization without awkward small talk, and a chance to share wisdom accumulated over decades. Unlike the workplace where age discrimination lurks, volunteer settings value senior participants for exactly who they are. The benefits flow both ways—organizations receive invaluable help while volunteers enjoy improved cognitive function, expanded social networks, and that irreplaceable feeling of making a difference. Whether you're recently retired or well into your golden years, I challenge you to start with just one small commitment. Your future healthier, happier self will thank you. Ready to transform your life while transforming others? Let's begin.

Facing down Medicare enrollment can feel like trying to solve a puzzle in another language. I've been getting bombarded with Medicare Advantage plan offers as my 65th birthday approaches, and I know I'm not alone in feeling overwhelmed by the options. That's why I invited Medicare expert Nita Wenrick (the Medicare Diva) to cut through the confusion and give us the straight talk about these mysterious Advantage plans.

Anita reveals something crucial right from the start: working with a Medicare specialist costs you absolutely nothing. These professionals are paid by the insurance companies, not by you, yet they can potentially save you thousands by finding the right plan for your specific situation. This alone might be the most valuable takeaway for anyone approaching Medicare eligibility.

We unpack exactly what Medicare Advantage Plans (Part C) are—essentially a way to receive your Medicare benefits through private insurance companies that contract with the federal government. Contrary to common misconception, you're not "giving up" Medicare with these plans; you're simply receiving your benefits differently. Most plans bundle your hospital coverage (Part A), medical coverage (Part B), and prescription coverage (Part D) into one comprehensive package.

Perhaps the most surprising aspect of Advantage plans is the additional benefits they typically include beyond what Original Medicare covers. Dental, vision, hearing aids, gym memberships, transportation to medical appointments, and even allowances for utilities or groceries are common perks. As someone who's witnessed my husband benefit from his plan paying toward our electric bill and covering most of his hearing aids, I can attest to the real financial impact these extras provide.

The limitations do matter: most Advantage plans operate within specific provider networks and require referrals for specialists. But Anita clarifies that emergency care is always covered at 100% anywhere—even internationally—which should reassure frequent travelers. She also dispels the myth that pre-existing conditions can prevent enrollment when you first become Medicare-eligible.

Take charge of your Medicare decision before you turn 65. Start exploring options three months before your birthday, be honest about your health needs, and work with an expert who can navigate the system for you. Your future self (and your wallet) will thank you for it.