Accumulation vs Distribution: Why Retirement Feels So Different

This episode explores the psychological and mathematical shift required when moving from the accumulation phase of building wealth to the distribution phase of spending it. We discuss why the aggressive saving strategies that served you for decades can actually become liabilities once you begin navigating the complexities of withdrawal rates and tax planning. Tune in to learn how to pivot your mindset and your portfolio to ensure your nest egg provides a reliable income for the rest of your life.