AI's Inflection Point in Partnership Lending (ft. Manish Kumar Gupta of L&T Finance Ltd.)

Indian lending is at an inflection point. In this episode, Manish Gupta, Chief Executive – Urban Unsecured Assets, Payments & Digital Partnerships at L&T Finance, joins Vipul Mahajan, CBO, Yubi to discuss how partnership-led lending and AI are reshaping scale, risk, and governance in India. From regulatory shifts and co-lending structures to explainable AI, operating model changes, and the future of creditworthiness, this conversation looks at what lenders must get right to grow responsibly in the next phase of credit.