Grief is rarely simple. In this episode of A Way Forward, host Jessica Samuels explores Complex grief — the layered and often misunderstood experience of loss that can include trauma, unresolved relationships, sudden death, and other difficult circumstances.

Jessica is joined by Mikayla Angle, Community Education Coordinator at CMHA Kelowna, and Chivonne Monaghan, an educator, speaker, and author. Together they share personal experiences, professional insights, and the work they are doing to create more open conversations and community support around grief.

In This Episode

· What complex grief means and why it’s different from clinical diagnoses like prolonged grief disorder

· How trauma, estrangement, sudden loss, or unresolved relationships can shape the grieving process

· The stigma and silence that often surround grief conversations

· Why traditional grief models don’t always reflect lived experience

· The importance of community, connection, and peer support in healing

· How turning pain into purpose can help people navigate grief

· New conversations and initiatives being developed through CMHA Kelowna’s Discovery College

Key Takeaway

Grief doesn’t follow a timeline or a single path. For many people, loss comes with complicated emotions, unanswered questions, and experiences that don’t fit traditional narratives. Creating space for honest conversations and community support can help people feel less alone in their grief.

Resources & Links

· CMHA Kelowna Discovery College

· Chivonne Monaghan’s website

· Central Okanagan Hospice Association

· Springfield Funeral Home

More information and links can be found on the A Way Forward Podcast page at cmhakelowna.org.

Have questions or suggestions? Email us at awayforward@cmhakelowna.org

About the Podcast

A Way Forward: Conversations on Mental Health is presented by Beem Credit Union, supporting conversations that help build stronger, more connected communities across British Columbia.

In this episode of A Way Forward, host Jessica Samuels is joined by CMHA Kelowna CEO Mike Gawliuk and Katie Bransfield, Director of Consumer Banking at Beem Credit Union, for a candid and practical conversation about how relationships, finances, and mental health intersect.

Money is one of the leading stressors for individuals and couples across Canada — yet it remains one of the hardest things to talk about. Together, the panel explores how to bring openness, safety, and teamwork into conversations about money, and why doing so can strengthen both your relationship and your mental well-being.

What We Cover in This Episode:
What is financial compatibility?

Katie explains why compatibility isn’t about equal income — it’s about aligned values, spending habits, expectations, and long-term goals. Understanding each other’s “money mindset” helps reduce conflict and build trust.

Why money conversations feel so hard?

Shame, past experiences, family teachings, and even unspoken expectations all shape how we interact with finances. Creating a safe, judgment-free space is essential.

How to talk about money with your partner

Practical guidance from Katie on:

Choosing the right moment

Starting with curiosity

Being transparent about income and debt

Discussing spending styles, lifestyle expectations, and shared financial plans

Checking in regularly as a team

Debt: Red flag or normal part of life?

Debt itself isn't the issue — secrecy is. Katie outlines how transparency and a realistic repayment plan matter more than the number itself.

Navigating income disparity

Couples don’t need to earn the same amount to be financially compatible. What matters is shared values, open communication, and agreeing on how to manage resources together.

When to seek outside support

Financial institutions and professionals can provide clarity, structure, and reassurance. Mike reinforces that reaching out for help — financial or mental health — is a sign of strength, not failure.

The mental health impact of financial stress

Mike shares insight and data on how finances affect well-being:

41% of Canadians name money as their biggest stressor

Nearly half lose sleep over financial concerns

Shame and stigma are major barriers to seeking help

He also highlights everyday mental health strategies: noticing changes in mood or sleep, staying connected socially, exercising, and reaching out for professional support when needed.

Key Takeaways:

Start the money conversation early and often.

Transparency builds trust — secrecy breaks it down.

You don’t need identical money styles, just shared understanding and a joint plan.

Financial stress impacts mental health, and mental health impacts financial decision-making.

Seeking support from financial experts or mental health professionals can make a significant difference.

Approach finances as a team: same goals, same direction, shared understanding.

Resources & Links:

For mental health resources, financial wellness tools, or past episodes, visit the A Way Forward podcast page at cmhakelowna.org.

Have questions or suggestions? Email us at awayforward@cmhakelowna.org
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Episode Sponsor

This episode is supported by Beem Credit Union. With deep roots in BC and a commitment to your financial wellness, Beem proudly backs conversations that help build stronger, healthier communities.