Starting fellowship is a huge milestone and a stressful financial transition.

In this episode, I walk through eight practical money moves every new fellow should be thinking about, from emergency savings and disability insurance to student loans, taxes, and avoiding expensive short term mistakes.

The goal is simple.

Stay steady now so future you has more options later.

In this episode, I sit down with my friend and colleague Tyrone Ross to talk through something that a lot of people are curious about but still feel unsure how to approach: Bitcoin

Tyrone has been studying, teaching, and building in this space for more than a decade, and what I appreciate most is the way he brings clarity without hype.

We get into the basics in a way that actually helps you form your own opinion, answering questions like:

What is Bitcoin?

Why does it matter?

How should regular people think about it?

And where does it fit within a real financial plan?

In this episode of A Good Problem to Have, I sit down again with my friend and fellow planner, Ronnie Colvin, to walk through one of the most common (and most confusing) topics physicians ask us about: life insurance.

We break it down into the three questions you actually need to answer:

Do you need life insurance? - we talk through who is financially impacted if you weren’t here, how debt and co-signers factor in, and why the answer looks different for a single resident versus a married attending with kids.

If you do need it, what kind? - we cover why term life insurance is the right starting point for nearly everyone, where permanent insurance can serve a specific purpose later on, and why you should be cautious of anyone pushing complex policies early in your career.

How much coverage do you need? - the rules of thumb you’ll find online are all over the place. We walk through how we actually calculate this using real client examples, from income replacement to childcare costs to Social Security survivor benefits.

Other takeaways you’ll hear:

• • Why getting insurance while you’re young and healthy can save you a huge amount over your lifetime
  • How a health change can make you uninsurable or dramatically increase your premiums
  • The problem with “term to age 80” and other policies that look cheap up front

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