90: 5 Money Habits to Leave Behind in 2026
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In this episode, we’re unpacking why money avoidance is so common (and why it’s not a personal failure), how your nervous system plays a role in financial stress, and how awareness, not perfection, is the first step to taking your power back.
You’ll hear why:
- Avoiding your bank account is actually making the problem worse
- Your brain is trying to protect you, but it’s often lying to you about danger
- Simply looking at the numbers (without judgment) can start breaking the negative money cycle
- Grocery spending is the fastest, least overwhelming place to create real financial momentum
- More money won’t fix money problems without a system in place
- All-or-nothing thinking is one of the biggest budget killers for busy moms
We also talk about why restriction, no-spend challenges, and perfectionism don’t work long-term, and what does work instead: flexible systems, realistic habits, and progress you can actually sustain in real life.
If you’re heading into 2026 feeling overwhelmed, behind, or stuck in a cycle of stress with money, this episode will help you slow things down, reconnect with your body, and start moving forward—one grounded step at a time.
✨ Plus: I’m sharing details about my upcoming free Money Reset for 2026 workshop, where we’ll break down the 5 pillars busy moms need to stop overspending, get out of debt, and finally feel in control. Without shame or spreadsheets.
👉 Links to the free workshop and my grocery savings classes are here:
www.heyrachelcoons.com/class
You are not starting over.
You’re leveling up.
And you’re more capable than you think. 💛
xoxo,
Rachel
Where to find me:
Instagram: @heyrachelcoons
Join me for my next LIVE training 'Money RESET 2026'!: REGISTER HERE