56. The Truth About Reference-Based Pricing: What Employees Really Experience with Danielle Young

Welcome back to The Business of Benefits Podcast! In Part 2 of our deep dive with Danielle Young of ClaimDoc, we shift focus from theory to reality — what actually happens when employees engage with a reference-based pricing (RBP) plan?

We break down:

• The truth about provider access
• How ClaimDoc achieves a 96%+ acceptance rate
• Fear-based tactics vs real-world outcomes
• How to handle balance bills — and prevent them
• Why communication before open enrollment is key
• The co-fiduciary model that protects employees and employers
• What brokers should be doing (and what to look out for)
• Building a proactive communication strategy that WORKS

This episode is a must-listen for HR leaders, CFOs, and employers ready to take control of their healthcare strategy and rethink everything they thought they knew about RBP.

If you're tired of being sold to and want to make smart, transparent decisions for your people — you're in the right place.

Learn more about ClaimDoc: https://claim-doc.com
Connect with Danielle Young on LinkedIn: https://www.linkedin.com/in/danielle-young-rbp/

Subscribe now and hit the bell so you never miss an episode. Because if the truth is out there... are you ready to hear it? Let us know your thoughts in the comments & don’t forget to subscribe for more no-BS insights.

Whether you're an HR professional, CFO, CEO, or just tired of rising healthcare costs, this is your call to rethink benefits strategy and finally take control.

Connect with Chelsea and Donovan:
Website: www.businessofnbenefitspodcast.com
Instagram: https://www.instagram.com/ethoseffectpodcast/
Chelsea: https://www.linkedin.com/in/chelsea-ryckis
Donovan: https://www.linkedin.com/in/donovanryckis/