51. Women, Wealth & Influence: How Chantal Built a Brand AND a Career

What happens when a commercial banker who grew up hustling since age 12 also becomes one of Central Florida’s favorite food influencers? You get today’s guest: Chantal “Chanti” — commercial banker, creator behind Let’s Try This Con Chanti, and host of Let’s Chisme Con Chanti.

In this episode of Talk Wealthy To Me, Michelle and Chanti talk about the real money lessons behind the highlight reel: from pricing your work as a kid entrepreneur in the Dominican Republic, to reviewing loans as a banker, to monetizing content as a creator without 100K followers.

They dig into:

• How a 12-year-old jewelry “side hustle” turned into a masterclass in pricing, margins, and labor
• What commercial bankers actually look for when you apply for a loan (and the instant red flags)
• Why W-2 income is king for lending—and how that compares to entrepreneurship
• The biggest mistake small business owners make with cash and underreporting
• Why your credit score is your financial reputation (and why the story behind it doesn’t show up on the application)
• The truth about “cash is king” in 2025 and what really matters instead (liquidity + access)
• How to start monetizing your social media without a massive audience
• Brand deals, UGC, and why some creators with 4K followers earn more than those with 40K
• Separating your influencer income with an LLC, clean bookkeeping, and tax planning
• Why not every passion needs to be maximized for profit—and how to decide what’s for money vs. what’s for joy

If you’ve ever wondered how to:

• Turn your creativity into an actual revenue stream
• Walk into the bank as a stronger borrower
• Protect your credit score and borrowing power
• Build multiple income streams without burning out

…this conversation is for you.

Connect with Chantal:
Let's Chisme with Chanti: https://www.letschisme.com/
Instagram: @letstrythingsconchanti
-------------------------------
Finance 101 is officially open — and this holiday season, you can gift financial literacy AND make double the impact.

Every purchase of our Finance 101 Course will not only raise up a woman in need, but also activate one TinySuperhero — a child facing chronic or terminal illness who needs hope. We’re on a mission to activate 100 TinySuperheroes by the end of the year. Help us get there.

Check out the link below to give, grow, and make an impact: https://womeninwealth.thrivecart.com/women-in-wealth-finance-101-falledit/

Connect with Michelle at Women In Wealth: https://www.instagram.com/women_in_wealth