434 - How He Paid Off $56,696 in Student Loans IN HIS EARLY 20's! - (Part 2 of Jon Carothers Interview)

He paid off $56,696 in student loans in his early 20s — but it didn’t happen overnight. In this inspiring part two of Jon Carothers’ story, we dive into the faith, mindset, and habits that made it possible.

💬 How did he do it? Through God’s guidance, surrender, and taking ownership of his choices. He picked up extra jobs, surrounded himself with a supportive community, and learned the power of knowing his “why.” At the end of the day, he realized it’s all about choosing your hard — and trusting God with the rest.

(Listen to part 1 here)

💡 Key takeaways:

• Hope and redemption in the face of addiction

• Stop digging deeper — start where you are

• It’s okay if your degree takes a little longer

• God doesn’t waste your experiences

• Character > Currency

✨ Topics covered in this episode:

• How to pay off student loans fast — even with a low income

• Practical, faith-based strategies to pay off debt

• Real stories from a Ramsey Preferred Coach with Financial Coach Master Training

• How Financial Peace University (FPU) tools can guide your journey to debt freedom and lasting peace

Meet with Jon! CLICK HERE

Related Episodes:

78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week

172 - 3 Ways to Search and Find the Scholarships Specific To You

158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...

P.S. Join me on...

Facebook --> Christian College Girl Community

Instagram --> @moneyandmentalpeace

Email --＞ [e-mail]

Get scholarships and pay for college without student loans!

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.