402: How to Negotiate With Creditors (Even If You're Behind on Payments)
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402: How to Negotiate With Creditors (Even If You're Behind on Payments)
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New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to pre-order now
If you're overwhelmed by credit card debt or behind on payments, negotiating with your creditors can make a real difference.
On this episode, I walk you through how to confidently talk to your creditors, lower your interest rates, reduce monthly payments, and request temporary relief.
WHAT YOU'LL LEARN:
- What to say (including a sample script)
- What to ask for: lower rates, waived fees, hardship options
- What to avoid saying on the phone
- How to escalate when you're told "no"
- How to work with a nonprofit credit counselor
- How to protect your credit score during negotiations
AND SO MUCH MORE
Even if you're already behind, it's not too late. You can do this.
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