400: Budgeting With Irregular Income? Try These Game-Changing Tips
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A lot of people think budgeting only works with a steady paycheck.If your income changes month to month (freelance, commissions, motherhood seasons), this episode breaks down the only approach that actually worked for me.
On this episode of the podcast, I'm breaking down how to budget when life keeps changing and your income isn't consistent. You'll learn practical, flexible budgeting strategies that help you stay in control of your money, even when your paycheck isn't predictable.
WHAT YOU'LL LEARN:
- How to create a baseline (bare‑bones) budget
- Why you should budget based on your lowest income months
- How to use a buffer account to smooth out income swings
- How to prioritize spending when money is tight
- Why sinking funds are essential for unpredictable expenses
- How to automate your finances without creating stress
- How to stay consistent, even when your income isn't
Inconsistent income doesn't mean inconsistent progress. With the right systems and mindset, you can build stability, reduce anxiety, and make steady financial progress, no matter how much you earn each month.
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