In the final 2025 episode of 3C Money Matters, Alyce Zollman and Dan Matthews are joined by The 3C Group's advisory team for a special "Ask Us Anything" conversation that reflects on 2025 and looks ahead to 2026. The team shares insights on the economic and market outlook, including expectations around interest rates, housing, AI, and potential volatility, while reinforcing the importance of disciplined, flexible financial planning. You'll also get a more personal look at the advisors as they discuss career paths they once considered, meaningful lessons learned in 2025, and what they are most looking forward to in the year ahead.

In this episode of 3C Money Matters, Alyce Zollman, Dan Matthews and Kara Endres from The 3C Group welcome back Tim Steffen, Director of Advanced Planning at Baird, for a timely discussion on year-end financial and tax planning. They cover key updates from the recently passed One Big Beautiful Bill Act (OBBBA), including new deductions like the expanded state and local tax (SALT) limit and the senior deduction, as well as strategies involving Roth conversions, inherited IRAs, qualified charitable distributions (QCDs), and charitable giving ahead of 2026.

Whether you're reviewing your 2025 finances or planning for the future, this episode offers clear, practical guidance to help you make smart, tax-efficient decisions before year-end.

In this episode of 3C Money Matters, hosts Alyce Zollman and Dan Matthews from The 3C Group talk with Tim Steffen, Director of Advanced Planning at Baird, about the new One Big Beautiful Bill Act (OBBBA) and what it means for your money. They break down key updates like changes to the SALT deduction, a new senior tax break, updates to the estate tax exemption, and the creation of "Trump" accounts for children's savings.

You'll hear how these changes may affect your taxes in 2025, when it makes sense to accelerate charitable giving, and why planning ahead is more important than ever with so many temporary provisions and income-based phase-outs.