#337: Buying Property in a Trust - Genius Strategy or Costly Illusion? Benefits, Borrowing Myths & Realities

This episode unpacks the myth of “unlimited borrowing” through multiple trust structures. Cate, Dave, and Mike explain why lenders look through trusts to the borrower, meaning all debts are still counted. They cover higher costs, tougher lending policies, and land tax pitfalls. Trusts offer asset protection, not extra borrowing capacity....So investors must seek proper legal, tax, and lending advice.

The Property Trio is:

David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

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You can find more info about topics covered in today's show here:
https://www.propertytrio.com.au/2025/11/24/unlimited-borrowing-myth/