3 Ways To Make RMDs Work For You [EP 47]

Are required minimum distributions creating tax bills you weren't expecting in retirement? In this episode of Navigating Retirement, Certified Financial Planners Brad Lineberger and Matt Callahan break down three strategies to lower your RMDs, reduce your lifetime tax bill, and stop overpaying the IRS.

They cover Roth conversions in the gap years, QCDs for tax-free charitable giving up to $111,000 in 2026, and investing RMD proceeds in a taxable account — plus the inherited IRA 10-year rule and why converting at today's tax rates could save you significantly down the road.

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