27: Ask for More, Pay for Less: Negotiation Strategies to Boost Income and Cut Costs

Most people quietly accept whatever number their boss or cable company throws at them, and it’s costing thousands over a lifetime. This episode of Your Money on Easy Mode takes aim at the fear of asking, showing you why silence is expensive and negotiation is one of the highest-ROI money skills you can build.

We dig into the two biggest negotiation opportunities you’ll face: raises and recurring bills. You’ll hear why employers expect you to counter a job offer (and how most people who ask walk away with more), plus the simple scripts that turn an “I’m not sure” into an extra $5,000 on your paycheck. Then we flip to the expense side—from internet and phone bills to subscriptions and insurance—with real-world examples of people saving hundreds in just one call.

This episode matters because these aren’t abstract tips; they’re practical, repeatable moves that immediately put money back in your pocket. If you’re ready to ask for more, pay for less, and finally stop leaving money on the table, hit play and start negotiating smarter.

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Chapters

00:00 The Power of Asking

01:15 Negotiating Raises Effectively

05:58 Negotiating Job Offers

08:40 Reducing Monthly Bills

11:30 Managing Subscriptions Wisely

15:38 Wrapping Up: Your Action Plan