#223 - Life Insurance Awareness Month

September is Life Insurance Awareness Month, and Ryan Kus and Alex Dinser are breaking down why this conversation matters for every household. In this episode of Horizon Advisers Unleashed, they walk listeners through the role life insurance plays in protecting your family, preserving wealth, and ensuring financial security.

Ryan and Alex cover the key things you should consider, including:

• How much coverage you really need—and how to calculate it.
• The differences between term and permanent policies.
• Common misconceptions about cost and accessibility.
• Why life insurance is not just about death, but also about living benefits.
• The impact life insurance can have on your broader financial plan, estate planning, and even business continuity.

Whether you’re just starting out, raising a family, or building long-term wealth, this conversation will help you understand how life insurance can be a cornerstone of financial confidence.