#221 - Healthcare Bridge: Before Medicare Kicks In

Healthcare Bridge: Before Medicare Kicks In

Retiring before 65 sounds great—until you realize one big problem: Medicare doesn’t start until age 65. So how do you cover healthcare in those “in-between years” without draining your savings?

In this episode, Ryan and Andrew break down the real options for pre-retirees: COBRA, ACA marketplace plans, spousal coverage, part-time work with benefits, and even alternative solutions like HSAs and health-sharing programs. They’ll share the pros, cons, and strategies for making the most of each choice—plus tips on how to manage your income to keep premiums affordable.

If you’re dreaming of early retirement, don’t let healthcare costs catch you off guard. Ryan and Andrew explain how to build a bridge from your last day of work to your first day on Medicare with confidence and clarity.