#212 - Live for Today? Lessons for the Oversavers

In this thought-provoking episode of the Horizon Advisers Unleashed podcast, Ryan and Andrew tackle a topic that doesn’t get discussed enough: oversaving. 💰⏳

While most financial advice focuses on saving more, some people take it to the extreme—delaying joy, deferring experiences, and constantly fearing they haven't saved enough... even when they have.

In this episode, they explore:

• The difference between healthy saving and fear-based hoarding
• Why some high earners struggle to give themselves permission to spend
• How financial planning can help bring balance between tomorrow and today
• Real stories of people who waited too long to enjoy their wealth
• Questions to ask yourself if you're overly focused on the future

If you’ve ever wondered, “Am I allowed to enjoy my money?”—this one’s for you. It's not just about building wealth. It’s about using it meaningfully while you can.

🎧 Tune in for practical insight, mindset shifts, and a reminder that life isn’t just about preparing for the future—it’s about living it.