2026 401k Updates: New Contribution Limits Released

Max retirement contributions just got bigger in 2026 — $24,500 elective limit plus expanded catch-up contributions for federal TSP and 401(k) plans.

2026 contribution limits for TSP and 401(k)/403(b) increase — here’s how to make the most of your elective deferrals and catch-up contributions.

🔥 Curious how these IRS changes affect your federal benefits, TSP retirement strategy, and catch-up planning?

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This channel helps federal employees, military personnel, and retirement savers maximize their retirement planning and tax-advantaged contributions through clear, strategy-focused videos on TSP, 401(k), catch-up contributions, and retirement benefit optimization. Subscribe for weekly financial planning insights and actionable strategies.

⏱ TIMESTAMPS
0:00 Intro & Key 2026 Contribution Highlights
0:45 2026 Elective Deferral Limit: $24,500 Explained
1:30 Catch-Up Contributions for Age 50+
2:15 Super Catch-Up Limits (Ages 60–63)
3:10 How TSP & 401(k) Contribution Limits Compare
3:55 Roth Catch-Up Rules Starting 2026
4:35 Federal Employees: How to Elect Your 2026 Deferrals
5:15 IRA Contribution Changes & Planning Tips
6:00 Retirement Planning Strategy: What to Do Now
6:40 Closing Thoughts + Next Steps

Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.

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