#184 - Q&A edition...consolidating accounts, tax withholdings vs estimated payments, QLACs, the 4% rule and MORE!

Listener Q&A where Andy talks about:

• Potential advantages or disadvantages of consolidating retirement accounts ( 4:28 )
• Paying taxes through IRA withholdings vs making estimated payments ( 13:08 )
• Whether a minister's housing allowance impacts Affordable Care Act subsidy eligibility ( 26:11 )
• When Qualified Longevity Annuity Contracts ("QLACs") might make sense to consider ( 30:27 )
• When following the 4% "rule" for distributions, can you reset your initial distribution if/when your portfolio value increases from market gains ( 37:48 )
• If someone has an outdated will and unused trust, but the person verbally stated their wishes to the heirs, is there a need to update will and/or trust, especially if there is currently nothing in the trust ( 49:19 )

To send Andy questions to be addressed on future Q&A episodes, email [e-mail]

Links in this episode:

• Tenon Financial August 2024 newsletter about - Retirement plan-to-IRA rollover pros and cons
• Retirement Planning Education YouTube video - What is a QLAC (Qualified Longevity Annuity Contract)?
• Retirement Planning Education podcast episode - #002 - What's the 4% Rule

• My company newsletter - Retirement Planning Insights
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com