161. How to Enjoy Summer Without Derailing Your Debt Payoff Plans

Summer doesn't have to be a budget buster, but most people fall into the same expensive traps every year. They start with good intentions, say yes to everything without a plan, and then avoid looking at their bank account until fall hits with back-to-school stress. Sound familiar? In this episode, I'm sharing our family's real approach to enjoying summer without going broke - and it's way simpler than you think.

You'll learn:

• The year-long planning strategy that makes summer expenses feel manageable
• How to create the "summer activities list" that keeps costs low and fun high
• Why most summer magic is actually free (and how to lean into that)
• The scheduling trick that spreads out bigger expenses without the guilt
• How to avoid the dangerous summer money avoidance spiral
• What to do right now if you're already feeling behind

Stop thinking you need to spend your way to a good summer. I'll show you how slowing down and being intentional creates better memories than any expensive activity ever could.

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