148 - You're Rich! Now How do You Pay Your Bills? Nic DeAngelo

Mastering Fixed Income & Real Estate Investing with Nic DeAngelo | Passive Income AdventuresWelcome back, investors! In this exciting episode of Passive Income Adventures, Emma is joined by Nic DeAngelo, a seasoned fixed-income investor and expert in the economics of retirement investing. They dive deep into topics such as the risks of relying solely on equity investments, the importance of fixed and diversified income in retirement, and practical strategies for achieving financial freedom. Nick shares his personal journey into real estate, asset management, and the founding of St. Investment Group. Whether you're an accredited investor or a Gen Z individual just starting out, this episode will provide you with invaluable insights for your financial journey. Don't miss out on learning how to create a stable financial future for yourself and your family.Bio:I'm Nic DeAngelo, known as the "Fixed Income GOAT" in real estate circles. With a $206M+ portfolio, I fuse economic foresight and real estate prowess for an exciting and value-driven discussion for podcast audiences. We invest by two foundational beliefs: - Wall Street is broken. Real Estate is the cure. - Economics tells the future. As CEO/Founder of Saint Investment Group, I lead a veteran team acquiring institutional-grade real estate assets nationwide. Our 20+ state portfolio, 24 projects, and 500+ loans showcase our strategy-driven prowess, with Saint on track to raising $100M+ yearly. I’ve received praise from high-level podcasters like Hunter Thompson, Tyler Lyons, and Jonathan Cattani with me being the guest on some of their highest-reviewed episodes. For this reason, every podcast I’ve been featured on has invited me back for updates on the compelling economic insights we’ve reviewed on their shows. My knack for simplifying complex theories allows me to provide you with dense material in an entertaining bite-size way. Connect with Nic DeAngelo:Website: https://saintinvestment.comResources: https://saintinvestment.com/resourcesBook Release: https://saintinvestment.com/bookConnect with Emma:https://InvestWithEmma.comhttps://Highrise.group00:00 Introduction and Guest Welcome01:10 Nick DeAngelo's Background and Early Career02:01 Real Estate Investment Strategies04:20 Transition to Fixed Income Investments06:01 Understanding Fixed Income and Market Trends10:09 Advice for Gen Z and Young Investors21:47 Economic Trends and Predictions29:05 Conservative Loan-to-Value Strategies29:29 Importance of Margin for Error in Investments29:51 Development Underwriting Insights31:28 Stock Market Perspectives and Indexing33:52 Decline in Stock Market Diversification35:02 Private Equity vs. Public Markets37:39 Paper vs. Real Assets in Investment44:32 Fixed Income vs. Income Funds47:30 Preparing the Next Generation for Financial Success54:07 Legacy and Philanthropy in Investing56:19 Conclusion and Resources