
125: A middle-class money mindset is DESTROYING your millions. Here's how to fix it.
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If you've built a seven — or even eight-figure net worth but still find yourself approaching wealth with a middle-class mindset, you're not alone — and it’s costing you.
I’ve worked with countless high earners who’ve mastered complexity in their careers, yet when it comes to managing their personal wealth, they unknowingly fall back on outdated strategies designed for $50k incomes. This mindset trap often leads to massive opportunity loss, increased risk, and delayed financial freedom.
Here’s the harsh truth: you can't build generational wealth using accumulation strategies built for retirement consumption. That “buy and hold forever” mentality, the obsession with minimizing fees, or blindly sticking with 60/40 portfolios—these are small-money strategies being misapplied to big-money problems.
In this content, I break down the key differences between a middle-class money mindset and wealth-building thinking: how to allocate assets, reduce taxes, generate passive income, and build your own Micro Family Office.