12 - Preferred Risk by Frederik Pohl, Lester del Rey

In a world where one Company claims to insure against everything‚Aîexcept war‚Aîthe reality is far more complex. They assert control over all weapon sources and proudly declare their commitment to the happiness of humanity. From medical treatment to law enforcement, their reach extends globally. Claims Adjuster Wills was once a satisfied employee, but his life takes a dramatic turn when he encounters a mysterious woman and a man without legs. Suddenly, his choices carry the weight of the planets future. Originally published under the pseudonym Edson McCann, this captivating story won the 1955 Galaxy-Simon & Schuster novel contest. - Summary by Nick Bulka