12. How I Saved Over $5m in Fees by Investing Without an Advisor (and So Can You)

In this episode, I break down the tiny little fee that’s quietly eating 25–30% of your lifetime wealth and how to take back control of your investments without the overwhelm. If you’re a high-achieving woman ready to build wealth, understand your money, and claim your financial freedom… this one’s your new religion.

Inside this episode, you’ll hear:

• The real cost of a “harmless” 1% AUM fee — why it can steal millions from your future
• How advisors get paid (and how to know if you’re overpaying)
• The difference between advisor fees vs expense ratios — and why both matter
• The simple math behind long-term investing basics
• What boring, low-fee index funds can do for your financial independence
• How to check your own investment fees in 5 minutes
• Why most high-income women don’t need an advisor — they need a money coach
• The mindset shift that turns confusion into confidence
• A step-by-step guide to running your numbers in a fee calculator
• How to finally understand your investments… and stop outsourcing your financial power

✨ Grab my free Investing Essentials guide: that shows you exactly how to find your fees (plus the copy-and-paste script to send your advisor). buildwealthwithkatie.com/investingessentials

✨ Connect with me: on Instagram — instagram.com/buildwealthwithkatie

Website — buildwealthwithkatie.com