#030 - I Called XRP a Scam. I Might Have Been Wrong.

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Mitch once called XRP a scam, and the XRP army never let him forget it. But it’s 2026, the landscape has shifted, and XRP has done what almost no one expected. ETF inflows, real bank integrations, and a clean SEC win have forced a serious re‑evaluation.

In this episode, Mitch breaks down both sides of the coin….

◼️ The decade of overpromises, missing ledgers, pre‑mined supply, and aggressive marketing

◼️ The ETF inflows, institutional adoption, and regulatory clarity changing XRP’s trajectory

◼️ Why banks are finally integrating Ripple tech after years of stalled pilots

◼️ How XRP’s community, liquidity, and utility stack up in 2026

◼️ Whether XRP deserves a place in a diversified portfolio today

Timestamps:

00:00:00 - Introduction

00:01:26 - Arguments Against XRP

00:02:31 - Brad Garlinghouse and Ripple Lobbying Against Bitcoin

00:03:24 - Lack of Real Partnerships Until Recently

00:04:29 - Aggressive Marketing Targeting Older People

00:05:34 - Technical Issues and Pre-mined Supply

00:06:30 - Systematic Dumping of Pre-mined Coins

00:07:29 - Mining Store Advertisement

00:08:07 - ETF and Institutional Involvement

00:09:01 - Integration with Larger Players

00:10:48 - Regulatory Clarity and Non-Security Status

00:11:20 - Technical Advantages and Scalability

00:12:24 - Broader Ecosystem and RLUSD Synergy