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Wharton FinTech Podcast

Wharton FinTech Podcast

De: Wharton Fintech Podcast
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Connecting you with the people, companies, and ideas revolutionizing global financial services. Our guests are the leading fintech founders, investors, and thinkers in the world. Subscribe and follow us for more FinTech content by searching @whartonfintech on your preferred platform!All rights reserved
Episodios
  • Modernising Credit Infrastructure: Rethinking Creditworthiness

    Modernising Credit Infrastructure: Rethinking Creditworthiness
    Mar 17 2026
    In this episode of the Wharton FinTech Podcast, host Vaibhav sits down with Christian Widhalm, CEO of Bloom Credit, to unpack how credit data actually moves through the financial system and why the infrastructure behind it has not meaningfully changed in decades. Christian shares his journey from Major League Baseball to fintech leadership, including his years at LendKey, and explains how Bloom is modernising credit reporting through a B2B, API-first platform built for accuracy, flexibility, and faster reporting cycles. We also dive into Bloom+, which enables consumers to build creditworthiness using consumer permissioned checking account and bill payment history, helping many establish credit profiles without taking on new debt. We cover: - Why legacy credit reporting standards were built for a different era - How real-time, higher-quality data can reduce errors and improve decisioning - What alternative data means for thin-file consumers and financial inclusion - Why policy and regulator engagement matters in credit innovation - A pragmatic view on AI in credit operations and reporting - Leadership lessons on trust, transparency, and operating without ego If you want a behind-the-scenes look at credit, alternative data, and the next evolution of creditworthiness, this conversation is for you.
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    35 m
  • FinTech and Embedded Finance

    FinTech and Embedded Finance
    Mar 31 2026
    In this episode of the Wharton FinTech Podcast, Jackson Ellis sits down with Mike Milotich, CFO of Marqeta, to explore the evolving landscape of modern payments and embedded finance. Mike shares insights from his leadership experience at a pioneering card issuing platform, discussing how fintech companies are reshaping the way businesses and consumers interact with money. The conversation covers Marqeta’s role in enabling innovative payment solutions, the growing importance of real-time financial infrastructure, and how companies can scale responsibly in a rapidly changing regulatory and economic environment. Mike also reflects on the strategic priorities of a CFO in a high-growth fintech company, including capital allocation, risk management, and navigating public markets. This episode offers a thoughtful look at the intersection of finance, technology, and strategy, highlighting key trends shaping the future of payments and the broader fintech ecosystem.
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    39 m
  • Building and Backing FinTech at a Global Scale

    Building and Backing FinTech at a Global Scale
    Mar 9 2026
    In this episode, Cleo Fan sits down with Sandeep Patil, a Partner at QED Investors, about building and investing in fintech companies across global markets. They discuss Sandeep’s journey from operating roles at Capital One, Flipkart, and Truecaller to venture investing, how QED approaches fintech investing across Asia-Pacific, and his perspective on where the fintech ecosystem is headed, covering themes like stablecoins and AI at the application layer.
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    36 m
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