The Earl's Daughter's Debt

An Enemies to Lovers Second Chance Regency Romance

Seven years ago, her father destroyed his life. Now, the boy she loved is a man who owns her future.

Lady Vivienne Belleville is a woman of secrets and survival. When her father dies, leaving a staggering debt to London’s most ruthless moneylender, Vivienne prepares for ruin. But the shock that greets her in a dim Cheapside office is worse than poverty: the creditor is Marcus Kane—the stable boy she once loved, the man her father had whipped and cast out because of her.

One year of service. One year of silence. One year to pay the price of a memory.

Marcus is no longer a boy with hope in his eyes. He is a man with scarred hands and a heart hardened by the streets. He offers a cruel bargain: Vivienne must serve as his housekeeper for one year. Living as "Mrs. Wade," she will scrub his floors and care for his traumatized niece and nephew. If she survives the year, her sister’s debut is saved. If she fails, the Belleville name is erased.

The contract was designed for revenge. It wasn’t meant to feel like home.

As Vivienne transforms Marcus’s chaotic household into a sanctuary, the walls he built against her begin to crumble. From the quiet breakthrough of a silent child to the shared terror of a midnight fever, the distance between master and servant vanishes. But every stolen kiss and whispered confession carries a deadly risk.

When a social rival threatens to expose Vivienne’s true identity, the scandal could destroy her sister and everything Marcus has built. With the debt nearly paid, they must decide: will they remain prisoners of their past, or will they burn the contract to build a future together?

The Earl’s Daughter’s Debt is a standalone, steamy Regency romance featuring a gritty rags-to-riches hero, a resilient heroine, and a powerful second-chance love story. Includes a guaranteed HEA and no cliffhangers.