Smart Money Lessons for Teens: Grade 8 & 9 Financial Literacy

Empower Your 13 & 14-Year-Olds with Essential Money Skills

De: Skilled Fun

Narrado por: Catherine Mimisphere

Want your teens to handle money like prosThis money skills for kids book age 13 and 14 helps teens understand how to make smart money choices before costly habits form. Unlike others, it uses real life examples and short, practical lessons to make saving, budgeting, and spending stick. Designed for parents, educators, and young adults in grade 8 and 9.

Readers call this the best paperback budgeting book for teens because it’s clear, relatable, and practical. It makes saving money, budgeting, and financial literacy feel real and builds independence that lasts.

Teach Smart Teen Money Decisions

• Teach budgeting through relevant teen-life examples

• Build decision making through simple financial lessons

Build Long Term Financial Confidence

• Reinforce habits using interactive real world tasks

• Support growth through teens’ financial mastery tools

Give your 13 and 14 year olds the tools to build lasting financial literacy and real world confidence. Starting early makes all the difference. Families appreciate both the paperback and audiobook formats for how often they revisit the lessons together. This is what being ready really looks like. Smart habits don’t wait.

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Smart Money Lessons for Teens: Grade 8 & 9

This book is an excellent lesson on what to explain to 13 and 14-year-olds. It keeps the money and credit language to a level they can understand, and is easy to implement at their level of understanding

Perfect for My Teen’s Money Journey

I got this for my 13-year-old, and it’s been a game-changer. The lessons are broken down in a way that’s fun and easy to follow—no eye-rolling or boredom here. The chapter on budgeting actually got them excited to track their allowance, and the credit card tips were surprisingly relevant. It’s practical without feeling like homework. As a parent, I appreciate how it covers real-world skills they’ll actually use. Highly recommend for teens (and even adults who need a refresher!).

My teen is finally getting it

I got this book for my 14-year-old, and it’s honestly been so helpful. It breaks everything down—like how to save, budget, and even figure out what’s worth spending on. They’re actually thinking about their money now instead of blowing it all on random stuff. I love that it’s simple but still teaches important stuff like planning for big goals. If you’re a mom like me who wants their kid to learn about money without lectures, this book really works.

Teen investing made easy

This book is a game-changer! I was clueless about how to explain investing to my teen before reading it. Riley Wealth breaks down complex concepts into simple, easy-to-understand terms. The step-by-step approach makes it feel less daunting. I started with small investments and am already seeing some growth. Highly recommend it to any teen or parent looking to build a strong financial future.

A Must-Have Financial Guide for Teens!

"Smart Money Lessons for Teens" is an engaging and practical audiobook designed to teach 13- and 14-year-olds essential money skills. It covers everything from budgeting and saving to investing basics, using relatable examples and interactive exercises to keep teens interested. With its clear language and actionable advice, it empowers young listeners to make smart financial decisions and set goals for their future. Parents will appreciate how it fosters independence and responsibility in their teens. This audiobook is an excellent resource for building a strong foundation in financial literacy at an early age.

Good resource to educate teenagers on money

I'd been looking for a good resource to help educate teenagers on money. This book breaks down budgeting, saving, and spending that will resonate with teenagers. I found that the exercises are interactive and reinforce valuable lessons. I like listening to this audiobook because it's a great starting point for teenagers and parents looking to develop money awareness and comprehension as a joint effort. If you are one who wants an easy start into handling money, this is extremely valuable to hear.

Early learning for the win!

I got this for my niece, who's starting to get interested in earning and spending money. It's not preachy, but it does a great job of explaining basic financial concepts in a way that's engaging and relatable. She is using the budgeting tips, and it's sparked some great conversations about saving and responsible spending. If you want to give your teen a head start on smart money habits, this is a great choice. I wish they taught more of this kind of stuff in schools. I highly recommend!

Teens need this

When I was a teenager, my financial literacy was limited to saving my allowance for something I wanted. This audiobook is a very useful for young teens, teaching them about budgeting, saving, and even the basics of investing. I recommended it to my cousin, who’s in ninth grade, and she loved how easy it was to follow. She even started tracking her spending and setting goals for her savings. If you want to prepare your teen for real-world financial responsibility, this is an invaluable resource.

Today is the best time to start compounding

I have stated many times that my favorite thing about Skilled Fun’s titles is that they make sure to add interactive elements within the chapters that make sure the powerful financial information sticks. And it’s not just financial 101 given here, these titles also contain incredible advice that will shape the mindsets of listeners for decades to come in areas such as drawing an income, smart spending, and the powerful concept of compounding–something that is more powerful the more time you have on your side. Which is why today is the best time to listen to this and not tomorrow.

Good even for adults!

I found a lot of these money tips useful not just for teens but I even learned a few things myself! I’m really excited to teach what I learned to my kid and to help him learn good saving habits at a young age!