Savage Teen Money Skills

Personal Finance Guide to Build Savings, Conquer Budget Basics, Avoid Being Broke and Invest for Wealth & Independence

De: T. M. Karratti

Narrado por: Miranda Limonczenko

Master your financial future, confidently create the wealth you deserve, even starting with zero knowledge and zero dollars!

Are you a parent, guardian, or educator eager to equip your teenager with essential money skills not always taught in school? Or are you a teen looking to take control of your financial destiny? Does the world of personal finance seem overwhelming, full of jargon and complex concepts? What about peer pressure, spending, and the fear of missing out (FOMO) factor when managing your money?

You’re not alone. Savage Teen Money Skills is your comprehensive guide to financial empowerment. It makes financial literacy practical, actionable, and fun as you move towards adulthood. Saving for college or a big purchase, managing summer job income, or learning to budget, this book has you covered.

What you’ll discover inside:

• Real-Life Role Models – to inspire and encourage your aspirations.
• Your Credit Score – the adulting report card of your financial reputation.
• Savvy Saving Hacks – maximize your money without sacrificing fun.
• Online Safety – spot scams so you can protect your money.
• Free Bonus Download – fast-track your money-making skills.
• Smart Spending – recognize peer pressure and learn to be ‘un-influenced’.
• Investing Made Simple – start safely with little to no prior knowledge.
• Manage Money Emotions — change your attitude, change your life.
• Eco-friendly Money Moves – sustainable actions for saving green while living green.

Age gives you time, and Time Is Money. This book helps teens and anyone eager to take charge of their financial future with engaging, illustrated content that makes learning money management relatable. LISTEN NOW and get ready to transform your financial future.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2025 T. M. Karratti (P)2025 T. M. Karratti

A Teen’s Guide to Mastering Money

Through inspiring real-life examples and smart money hacks, this audiobook helps listeners, especially teenagers, take control of their financial future and develop healthier financial habits. I found the introduction of the audiobook relatable, particularly the experience of getting paid and then unknowingly spending the entire paycheck. This makes the guide feel timely and helpful. For anyone who feels stressed about saving money, the guide provided a study on habit formation noting that it takes 18 to 254 days to build a new habit. This insight encourages patience and determination to make saving a natural part of your daily life. I also appreciated the suggestion of setting saving goals with your friends by making a friendly competition to see who can save the most money. With that, not only one does benefit but others too are encouraged towards financial freedom. This is recommended for any teens and or adults having a hard time to save money and using it properly.

Guiding my kids to smart spending and saving

Listening to this audiobook made me think about how I’m guiding my own kids with money. I realized that teaching them early about budgeting, saving, and making smart spending choices can set them up for lifelong financial confidence. The biggest lesson for me is that even small, consistent habits like tracking allowance or earnings really add up over time. It also reminded me that explaining why money decisions matter is just as important as teaching the mechanics, helping my kids make thoughtful choices that stick. This book gave me practical tools to help my teens become responsible, independent, and empowered with money.

A Guide That I Will Come Back to Again and Again!!!

This book has so much tips! Financial literacy is so important in this time and age. This book is a comprehensive guide to financial empowerment. There are so much to learn. What's nice about this book is when you need certain topic you simply can refer to that chapter and learn until you fully grasp what it teaches as it can feel overwhelming in one sitting. I wish this is taught in school.

Great resource for teens (and parents too)

This is such an important topic for teens (and everyone really). This audiobook does a great job making money skills easy to understand and relatable. The content is practical, clear, and focused on real situations teens actually face, from budgeting and saving to avoiding common financial mistakes. I liked how it also touches on mindset and peer pressure, not just numbers. It feels empowering and supportable. A truly valuable listen for teens and even parents who want to build strong financial habits early.

Money Tips That Actually Stick

This one was surprisingly fun for a finance book. What I really liked about this was how simple the savings and budgeting tips were, stuff you can use right away without feeling overwhelmed. The real-life examples made the lessons feel more human and less like a lecture. The narrator kept it upbeat and easy to follow, which helped the info land. Definitely one of those listens that leaves you feeling a little smarter without trying too hard.