Money Smarts for Teens: What They Don’t Teach in School

The Strategic Guide to Learning How to Save, Spend, and Grow Wealth without Feeling Overwhelmed

De: Skyler Hayes

Narrado por: Abi Flores

If you want money, you need to understand it first—and it’s way more fun than you might think!

Your school teaches you lots of things…but for some reason, it doesn’t teach you one of the most important skills you’ll ever need—how to manage your money. Sure, you’ve encountered thousands of word problems about money in math, but do any of them tell you what to do with your own money? If you’ve ever been frustrated that you don’t have the cash to do the things you’d like to do or buy the things you want to have, then you have clear proof that you’re missing some essential skills.

These are skills you’re going to need in adult life, when you’ll suddenly be faced with financial decisions you’ve never had to make before. They’re also the skills you need if you want to feel confident about your money now…and they’re the skills you need if you dream of financial freedom in the future.

Everyone dreams of financial freedom, but the reality is, it’s only possible if you know how to manage the money you have and make strategic decisions to help you grow your wealth—but the good news is, these are skills you can pick up now—and it’s much more fun than you might think! This practical and engaging guide is designed specifically for teenagers, and it’s here to show you the ropes so you can set yourself up for financial success.

Inside, you’ll discover:

• The key money lingo you need to know before you go a step further…and why, if you want to be wealthy, you need to start in your mind.
• Why you need a budget, how to create one easily, and how you can make sure you don’t miss out just because your budget’s tight.
• Fun challenges to help you get to grips with saving… and how you can make your savings grow on autopilot.
• A clear understanding of what a credit score is (and why you should care about it).
• The difference between “good debt” and “bad debt”—with clear advice for staying on the right side of the line.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2025 Gary Moss (P)2025 Gary Moss

Growing Financial Confidence

When I picked up this audiobook, I was worried it would be another dull lecture on saving. Instead, it felt like chatting with a friend who knows money inside and out. I learned simple tricks to budget without feeling deprived and even got a clear explanation of credit and investing. It inspired me to start an emergency fund and talk openly with my friends about spending. This has truly boosted my confidence with money and made thinking about the future less daunting.

Finally, a Teen Money Guide That Makes Sense

I wish I had this kind of resource when I was younger! Listening to Money Smarts for Teens with my teen opened the door to some great conversations about saving, budgeting, and even investing. The narrator keeps it light and easy to follow, so it never feels overwhelming or lecture y. What stood out is how practical it is these are real strategies teens can start using today. It’s honestly the money class schools should have taught us.