Living on the Cheap

How to manage your finances, live on a small income and get out of debt

De: Christine Westhead

Narrado por: Virtual Voice

We are in the middle of a cost-of-living crisis. Prices are going up and up, and if you are on a low, or fixed income, like a pension, it's becoming more difficult to cut corners without having to go without.
Do you know how much you actually spend on living day to day? This book can show you how to work out all your household bills so you will never overspend again.
Work out what your car actually costs to run and decide if it might be cheaper to manage without it for a better standard of living.
How to prepare if you are coming up to retirement or you know you will soon be on a smaller income.
How to save money instead of buying on credit and how to work out how much extra you need to put by for a special purchase.
Packed with loads of tips and tricks to help live as cheaply as possible.
How to use a credit card properly and how to get rid of credit card debt for good.
What to do if you have serious debt problems.
How to plan your budget and work out how much to put aside for your regular bills and work out how much you can spend.
Charts and examples to show you to fill in the forms to help you manage your money.
Get control of your money so you don't have to worry about it, and you can just get on with living your life.
There are blank forms for you to copy, that will help you work out where all your money actually goes, and how much you can safely put towards a holiday, special purchase, or pay off that debt.
You don't have to follow all the tips and advice in this book if you don't want to, but even if you just follow a few, you will easily recoup the price of this book and you never know, you may change your whole lifestyle as well.