Fix Your Finances with the Help of AI

What if the one thing standing between you and financial freedom wasn't just about increasing your income, but having a system to understand the numbers that matter, and what to do with that important data?

As a working-class single mum building multiple businesses from scratch, Julie Creffield knew she should be "better with money", but nobody ever taught her how. For 30-odd years, Julie Creffield tried everything... endless spreadsheets, budgeting apps that lasted a week, business coaches who spoke in jargon she didn't understand, financial advice written for people who already had money.

Despite running successful ventures, surviving five (YES FIVE) redundancies, and raising a daughter on her own, Julie spent years feeling like she was winging it financially. The relentless decision-making, the shame of not understanding her own accounts, the exhaustion of doing everything manually... it wasn't a lack of intelligence. It wasn't a character flaw. It was simply that she'd never been given the right tools or education, and she was too busy keeping everything afloat to figure it out alone.

So she turned to the one tool built for relentless number-crunching and always-on financial support:

Artificial Intelligence.

Blending her three decades of experience as an innovation and transformation expert with her proven Year to Change® methodology, Julie built an AI-powered financial system and set herself a challenge: transform her financial chaos into clarity in one year.

This book isn't another personal finance lecture. It's a system. A practical, compassionate, AI-enabled approach that helps you:

• Break free from the "I'll sort it out next month" trap and start making progress today
• Use AI to handle the heavy lifting of budgeting, tracking, expense categorisation, and financial planning
• Automate your savings and investments so your money works for you while you sleep
• Get personalised insights about your spending patterns without judgment or shame
• Turn tiny daily actions into lasting wealth, even if you're starting from zero
• Build financial confidence with tools that do the maths so you can focus on the decisions

Whether you've tried every budgeting method under the sun and failed, or you're simply tired of feeling like money is this mysterious thing you'll never "get," this book offers a bold, practical path forward.

You'll discover:

• The mindset shifts that changed Julie's relationship with money forever
• Why traditional financial advice doesn't work for working-class people—and what does
• How to use technology you already own to start building real wealth

Julie Creffield is an award-winning author, speaker, and business strategist who has spent 30 years building businesses, surviving setbacks, and figuring out money the hard way.

Now, with Fix Your Finances with the Help of AI, she shares her most practical innovation yet...one that could change the way millions of people approach money management forever.

Turn your money around in a year. No shame. No jargon. Just real solutions for real people.