Financial Skills for Teens

A Beginners Guide to Budgeting, Saving, and Investing. Everything a Teen Should Know About Personal Finance

De: Jeffrey Simmons

Narrado por: Shawn Stutts

Unlock the secrets to financial independence–start building your wealth now, even if you're a teen with zero experience!

Are you a teen with big dreams but unsure about managing money?

Ever looked at your empty wallet and thought, "There’s got to be a better way"?

If you’re tired of waiting for that "someday" when you magically understand finances, this book is for you!

Financial Skills for Teens: A Beginner’s Guide to Budgeting, Saving, and Investing will help you start your financial journey now. You don’t have to wait for adulthood. With the right tools, you can begin making smart money moves today.

• A simple guide to understanding the basics of money and finance, no jargon included.
• 5 practical strategies to manage your money, even if you’re starting with lunch money.
• How to set and achieve personal financial goals with real-life examples.
• Tips on avoiding bad debt and understanding good debt.
• A step-by-step guide to creating your first budget and spending plan.

Here’s the deal: This book won’t make you a millionaire overnight. But it will give you the tools to secure your financial future and move closer to your wealth goals.

Whether you’re earning pocket money or working a part-time job, this guide will show you how to make every penny count.

Take the first step towards financial security. Get this book now.

©2024 Jeffrey Simmons (P)2025 Jeffrey Simmons

Builds financial skills from the ground up

This audiobook starts with the basics of budgeting, savings, and credit to cover all of the ground you need for a solid financial skills foundation. The author uses age-appropriate language and real-life scenarios that are both enjoyable and instructive to listen to. Highly recommended for those who want to build their finances step by step without any fluff.

Great Intro to Money for Teens

I have a 10-year-old son, and while he’s not quite ready for this book yet, I know it’ll be an amazing resource in a few years. Financial Skills for Teens explains money in a way that’s clear, relatable, and easy to understand—covering budgeting, saving, debt, and even investing with real-life examples. I wish I’d had something like this growing up. It’s the kind of guide that can help kids build confidence and make smart financial choices from the start. I’m holding onto it because I know it’ll help him when the time is right.

Realistic Examples

The author uses realistic examples to show teens why managing money wisely is so important, and how small, smart choices now can set them up for real success later on. The tone is encouraging and never condescending, making it both approachable and motivating.

Whether it’s learning how to avoid common spending traps, understanding how compound interest works, or simply figuring out how to build a basic budget, this audiobook covers it all in a way that feels practical and doable.

If you’re a parent looking to give your teen a head start in life, or a teenager who wants to feel more confident and in control of your money, I highly recommend Financial Skills for Teens.

Wish I Learned This Sooner!

I’m a teen and honestly didn’t know much about money beyond spending it. This audiobook actually broke things down in a way that made sense—budgeting, saving, even investing without needing a job yet. It made me think differently about how I use money and what I could be doing now to set myself up for later. The examples were realistic and not boring, which helped a lot. If you're around my age and want to be smarter with money, this is totally worth your time.

Great information for a super important topic!

I loved listening to this book! There is so much great information here that I should have learned many years ago. Simmons goes through a step-by-step approach on how to create a foundation of financial confidence and security that is vitally important for young people to understand. Highly recommended!

Money Finally Makes Sense

Money stuff used to feel super confusing until this book laid it all out clearly. From budgeting lunch money to understanding how credit works, every section had real examples that actually felt doable. Loved how it didn’t assume a ton of experience and didn’t talk down either. The budgeting and saving tips are already making a difference, and the investment part? Eye opening. Even learned how to avoid dumb money mistakes that most teens make. Perfect for anyone wanting to build solid money habits early, without needing to know a thing going in.

Understanding on the listener’s wavelengths

I really liked how, in the introductory chapters, Jeffrey Simmons (author), mentioned that financial terms that might sound complicated don’t actually have to be, and that they can become as familiar as the lyrics to your favorite song. This was such a smart way to look at it, because so many young people get daunted by words such as “investment vehicle, “exchange traded funds,” or “divided paying stocks,” but once they learn the basic principles, it really isn’t rocket science. So I totally loved the song lyric analogy and thought it was a great way to get on the listener demographics’ wavelength. I also really enjoyed how the author instills the mindset of “I could use my money to buy this new gadget OR perhaps I could get better returns by saving it?” Seems simple, but instilling this mindset in the next generation is what’s eventually going to make them financially free and stable - not just spending the moment they get money!

More books like these are needed

For how fast the world is changing and how messy it is for need books like these. I like how it covers topics that applies to today's teens

Great Intro to Money Skills for Teens

I really liked this audiobook because it breaks down money topics in a simple and clear way. It covers all the basics, budgeting, saving, and even starting to invest. I think it's perfect for teens who are just starting to learn how to handle their own money. The advice is easy to follow, and the tone is friendly without being boring.

Clear, Useful Advice Teens Will Actually Get

This audiobook breaks down budgeting and saving in a way that’s easy to grasp without talking down to you. I liked how it used real-life examples teens could actually relate to—like managing part-time job income or planning for long-term goals. The section on investing was especially helpful, explaining concepts like compound interest in a way that actually stuck. It’s the kind of guide I wish more schools provided.