Financial Freedom Formula

A 10-Step Guide to Wealth

De: Tharn Elwett

Narrado por: J D Lake

What if money didn’t feel like a mystery? What if learning how to handle it felt like discovering a superpower—one that helps you take charge of your life, your choices, and your future? Whether you’re getting your first pocket money, starting a side hustle, or just curious about how money works, Financial Freedom Formula is your essential guide to growing up smart about spending, saving, and thriving.

This isn’t your average book about finance. There’s no boring jargon or complicated math. Instead, this clear and friendly guide walks you through ten simple steps that make sense to younger listeners and build skills that last a lifetime. These are the kinds of habits that real financially free adults use—but simplified and reimagined for teens and young adults who want to get ahead.

Inside this book, you’ll learn how to:

• Understand what money really is and why it's not just something you spend
• Build the habit of saving early—even if it’s just a little at a time
• Spot the difference between needs and wants (and how to balance both)
• Set fun and motivating money goals that actually feel doable
• Create a simple budget that helps you take control of your earnings
• Discover age-appropriate ways to earn money and start building your own income stream
• Learn how borrowing works—and why it should always come with responsibility
• Watch your money grow through simple interest and consistent saving
• Experience the joy of generosity, even with small acts of giving
• Stay curious and confident about money as you continue your journey into adulthood

Written in an accessible, down-to-earth style.

©2025 Deep Vision Media t/a Zentara UK (P)2025 Deep Vision Media t/a Zentara UK

Practical, Simple, and Surprisingly Fun

What I love most about this book is that it makes money feel friendly instead of scary. The writing is clear and positive, and it turns saving and budgeting into something you actually want to do. The examples are relatable for teens and young adults, and the tips feel doable, even for someone with just a weekend job or allowance. If you wish you’d learned money basics when you were younger, get this for the teens in your life—it’s a true head start.

Perfect Starting Point for Young People

I wish I’d had this book when I was a teenager! Financial Freedom Formula makes handling money feel less intimidating and more like a skill you can actually enjoy learning. I appreciated how it breaks down saving, budgeting, and earning into ten clear steps that even a complete beginner can follow. The examples feel realistic, and the tone is encouraging without being preachy.

Money Skills Made Easy and Fun

This guide is fantastic for teens and young adults who want to feel in control of their money. It doesn’t overload you with technical jargon—instead, it explains big ideas like interest, borrowing, and budgeting in a way that clicks immediately. The part about setting achievable money goals really motivated me to save for something meaningful instead of spending mindlessly.

A Must-Read Starter Guide for Young Money MastersA

I bought this book for my teenage son, and we ended up reading it together. Financial Freedom Formula breaks down money concepts that even adults sometimes find confusing. The 10 steps are easy to follow and written in a way that keeps young people interested without feeling overwhelmed. My son especially liked the parts about setting goals and learning the power of saving early. I’d highly recommend this book for any parent who wants their kids to grow up financially confident.