Debt in the Garden District

In New Orleans’ most elegant neighborhood, a mansion vanishes in a fire that leaves no smoke—only clean white ash.

Forensic risk analyst Samira Keller is hired to audit a powerful old-money firm, expecting spreadsheets, shell companies, and financial sleight of hand. Instead, she finds a system that doesn’t cheat the books—it balances them. Perfectly. Relentlessly. And sometimes, fatally.

As Sam follows the trail from modern ledgers into pre-war contracts and forgotten trusts, she uncovers an ancient mechanism hiding in plain sight: a force that enforces balance not in dollars, but in moral debt. Generations of New Orleans elites have survived by feeding it carefully. Those who default are not ruined. They are erased.

The deeper Sam digs, the more the system notices. Records change. Evidence disappears. The audit becomes personal. And Sam realizes the truth no one was meant to see:

Systems do not tolerate auditors forever.

Set amid the decaying grandeur of the Garden District, Debt in the Garden District is a razor-sharp supernatural thriller where finance meets folklore, and every debt—no matter how old—comes due.

Open the ledger.
Turn the page.
See what it costs to balance the books.