Conquer the New York A&H Exam in Under 90 Minutes: Empire State Licensing Guide

Accident and Health Policies, Disability Coverage, and New York Market Rules

De: Philip Martin McCaulay

Narrado por: Virtual Voice

The Conquer the Exam in Under 90 Minutes series is the original audiobook-first solution for licensing and vocational tests. These guides are crafted for clarity and focus, helping you master the essentials without wasting time on filler.

This book is designed specifically for the New York Accident and Health (A&H) Exam, which covers accident-only, sickness, disability, and medical expense insurance along with state-specific rules. It reviews everything you need to succeed in under 90 minutes of listening time or concise study sessions.

What sets this guide apart is what it is not. It is not a dense textbook overloaded with technical tables or figures that do not translate to audio. And it is not a generic health insurance book with only a few exam references.

Instead, you get a concise, exam-ready review that covers:

• Policy provisions, contract rights, and claim procedures.
• Disability income insurance, definitions of disability, and benefit design.
• Medical expense insurance, deductibles, coinsurance, and managed care.
• Medicare, Medicaid, and supplemental coverage options.
• Long-term care insurance triggers, benefits, and consumer protections.
• Group insurance, continuation rules, and conversion privileges.
• New York–specific regulations, advertising rules, and unfair trade practices.
• Ethics, producer duties, and disciplinary standards.
• Exam-day strategies to manage time and avoid common mistakes.

If you have already invested time and money preparing, do not leave success to chance. This focused review is designed to help you pass the first time.

Written by an actuary with over 40 years of professional experience and more than 20 years of success writing bestselling study guides, this book is independently authored and published. It is not affiliated with or endorsed by the New York Department of Financial Services or any official agency. Always confirm the most current exam requirements before testing.