Conquer the NY LA&H Exam in Under 90 Minutes: Empire State Licensing Guide

Life, Accident, Health Insurance, Annuities, and Regulations in New York

De: Philip Martin McCaulay

Narrado por: Virtual Voice

Conquer the NY LA&H Exam in Under 90 Minutes: Empire State Licensing Guide gives you the essential edge you need to succeed on New York’s Life, Accident, and Health licensing exam. Written in a concise, audiobook-friendly style, this guide strips away unnecessary filler and focuses only on what you must know to pass.

Inside, you’ll master the full range of tested topics, including life insurance basics, types of policies, policy provisions, options, and riders. You’ll learn annuities and retirement products, accident and health insurance structures, disability income coverage, medical expense policies, and managed care. Group plans, long-term care, Medicare supplements, and social insurance programs are explained in clear, direct language.

State-specific New York regulations are covered in depth, alongside federal rules such as HIPAA, ERISA, and ACA provisions. Chapters on producer conduct, fiduciary responsibilities, ethics, and professionalism ensure you’re fully prepared for the regulatory and ethical dimensions of the exam.

This guide is designed to be completed quickly—ideal for busy candidates who want a focused, results-driven approach. Each chapter delivers essential knowledge in short, clear paragraphs optimized for both print and audiobook study. The final sections provide integrated review, exam strategies, and test-taking techniques to maximize your confidence on exam day.
If you’ve already invested time and money into preparing, don’t leave success to chance. This quick, powerful review is here to help you pass the first time.

This book was written by an actuary with over 40 years of professional experience and more than 20 years of success writing study guides. This guide is independently authored and is not affiliated with, endorsed by, or sponsored by the New York Department of Financial Services (DFS) or any official licensing authority. It is intended solely as a supplemental study resource to help candidates prepare for the New York Property and Casualty licensing exam. Candidates should always review the most current official exam outline and regulations from DFS before testing.