Conquer the Florida Surplus Lines Agent Exam in Under 90 Minutes: Sunshine State Licensing Guide

Non-Admitted Carriers, Risk Placement, and Regulatory Oversight

De: Philip Martin McCaulay

Narrado por: Virtual Voice

The Conquer the Exam in Under 90 Minutes series is the original audiobook-first study solution for vocational and licensing tests. These guides are built for clarity and focus, helping you master the essentials without wasting time on filler.

This book is designed specifically for the Florida Surplus Lines Agent Exam. Surplus lines authority allows agents to place insurance with non-admitted carriers when the admitted market cannot provide coverage. In Florida, this authority comes with strict compliance responsibilities overseen by the Department of Financial Services and the Florida Surplus Lines Service Office (FSLSO).

Inside you’ll find a concise, blueprint-driven review that covers:

• The role of surplus lines in the Florida marketplace.
• Eligibility requirements for non-admitted insurers.
• Licensing authority and duties of surplus lines agents.
• The functions of the FSLSO and filing requirements.
• Diligent effort rules, export list considerations, and placement procedures.
• Premium taxes, service fees, and compliance obligations.
• Disclosure requirements, recordkeeping, and audit processes.
• Prohibited practices, penalties, and Florida-specific enforcement standards.

What sets this guide apart is what it is not. It is not a dense textbook filled with excess legal detail. It is not overloaded with formulas or tables that do not translate well into audio. And it is not a generic “insurance” book with surplus lines topics loosely added.

Instead, this is a concise, exam-focused review designed to help you pass the first time. If you have already invested your time and money preparing for this license, don’t leave success to chance. This rapid study guide will sharpen your knowledge and give you the confidence to succeed.

Written by an actuary with more than 40 years of professional experience and over 20 years of success writing bestselling study guides, this book is independently authored and published. It is not affiliated with or endorsed by the Florida Department of Financial Services, the Florida Office of Insurance Regulation, the Florida Surplus Lines Service Office, or any official agency. Always confirm the most current licensing requirements before testing.