Conquer the California Life and Disability Analyst Exam in Under 90 Minutes: Golden State Licensing Guide

Core Review of Life Insurance, Disability Benefits, and Client Advising

De: Philip Martin McCaulay

Narrado por: Virtual Voice

The Conquer the Exam in Under 90 Minutes series is the original audiobook-first exam prep solution. These guides are built for focus and efficiency, so you can master the essentials quickly without wasting time on filler.

What sets this audiobook study guide apart is what it is not. It is not a lengthy textbook read word-for-word into audio. It is not overloaded with practice questions that do not translate well to an audiobook format. And it is not a generic guide with “California” dropped into the title but no true alignment with the state’s exam.

Instead, this guide is a concise, targeted review of the most important topics you are likely to see on the California Life and Disability Analyst Exam. It is built directly on the official California Department of Insurance objectives, ensuring that every chapter aligns with what the test actually covers.

Coverage includes:
• General insurance concepts, contracts, and the role of the analyst
• The insurance marketplace, federal laws, and NAIC suitability standards
• Licensing rules, surety bond requirements, and fee disclosures for analysts
• Compensation, conflicts of interest, and fiduciary duties
• Portfolio planning, needs analysis, and client advising
• Life insurance basics, provisions, riders, and planning uses
• Annuities, taxation rules, and suitability requirements
• Life settlements, viatical settlements, and consumer protections
• Disability income and long-term care coverage, with California-specific laws
• Health insurance, specialized coverages, and common exclusions
• Protections for senior citizens, including free-look periods and annuity suitability
• Ethics, privacy, marketing rules, and prohibited sales practices
• Penalties, enforcement provisions, and disciplinary actions
• Exam preparation strategies to maximize focus, confidence, and success

If you’ve already invested time and money into preparing — don’t leave success to chance. This concise, audiobook-friendly review is here to help you pass the first time.

This book was written by an actuary with over 40 years of professional experience and more than 20 years of success writing bestselling study guides in the financial services industry. It is independently authored and published, not affiliated with or endorsed by the California Department of Insurance, PSI, or any official agency. Always confirm the most current exam outlines, laws, and requirements with the California Department of Insurance and PSI.