Budget Living

How to Survive (and Thrive) on a Low Income

Budget Living: How to Survive (and Thrive) on a Low Income is a practical, compassionate guide for anyone trying to stay afloat in an economy that feels increasingly unforgiving. Rather than offering unrealistic promises or judgemental advice, this book begins with the world as it truly is: high rents, rising bills, unstable hours and the constant pressure of making too little stretch too far.

Written with clarity and respect, it helps readers understand their real financial position — what they genuinely earn, what it actually costs to live, and how emotional strain shapes everyday decisions. From there, it introduces a simple, flexible budgeting method designed specifically for low and unpredictable incomes. No complex spreadsheets, no rigid systems, no perfection required.

The book highlights small but powerful changes that can ease daily stress, restore a sense of control and create space for dignity and stability. It shows how to deal with essential costs, avoid reflex spending, reduce expenses without misery and build micro-surpluses that make a meaningful difference over time.

Practical, honest and deeply human, Budget Living is not about blaming or pretending. It is about helping you navigate life as it is — and giving you tools to thrive slowly, steadily and realistically.