EP 7 - From $400K Loss to Millions: The Co-Living Lending Comeback Story

From $400K Loss to Lending Millions: The Co-Living Comeback Story

In this episode, we’re joined by Fernando Corona, a co-living lender who’s helped investors close hundreds of deals—and built his business after losing over $400,000.

We break down the real path to success in co-living: failure, resilience, and learning how to solve problems most investors avoid.

Fernando shares how he:

• Went from zero income to owning multiple co-living properties
• Built a lending business by solving his own financing problems
• Uses creative loan strategies to help investors scale faster

We also dive into:

• DSCR loans vs. bank statement loans
• Financing renovations into your purchase
• Why most investors misunderstand risk
• How to think like an operator, not just an investor

👥 Connect with the Hosts & Guest:

Miller McSwain: https://www.instagram.com/millermcswain/
Craig Curelop: https://www.instagram.com/craigcurelop/
Fernando Corona: https://www.instagram.com/itsfernandocorona/

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If this episode helped you, share it with someone who’s trying to get their first (or next) co-living deal.