Social Security Strategies for Couples: Timing Decisions Worth $100,000+
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Social Security Strategies for Couples: Timing Decisions Worth $100,000+
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Social Security is often treated as a simple decision — pick an age and file. But for couples, it is much more than that.
In this episode, Tyler Emrick, CFP®, CFA®, explains how Social Security decisions should be coordinated between spouses and why the timing of those decisions can impact your retirement income by $100,000 or more.
With growing concerns around system changes and long-term funding, making the right decision matters more than ever.
Tyler covers:
- The three types of Social Security benefits couples need to understand
- Why the higher earner’s decision has the biggest long-term impact
- How to coordinate timing between spouses
- Key considerations like working while claiming and the earnings test
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