The Unexpected Journey Home

A Financial Survival Guide for H1B Professionals

De: Radhesh Reddy Gurrala

Narrado por: Virtual Voice

The 60-day clock is ticking. For an H1B professional, a sudden layoff isn't just about losing a job—it's about losing your life in the United States. Faced with the monumental task of uprooting your family and navigating a complex financial shutdown, the questions can be overwhelming:

• What should I do with my 401(k) and IRA? Cashing out could cost me a fortune.

• How can I possibly sell my house and car in time?

• What are the hidden U.S. tax traps I need to know about, like FIRPTA?

• How do I manage my U.S. investments, bank accounts, and life insurance from India?

• What are the first financial steps I need to take when I land back home?

This is not a journey you have to take alone.

In The Unexpected Journey Home, Certified Financial Education Instructor℠ (CFEI®) and cross-border financial expert Radhesh Reddy Gurrala provides a clear, actionable, and empathetic roadmap. This is not a book of theory; it is a step-by-step project plan designed to turn chaos into an organized process.

Inside, you will find:

• A comprehensive timeline-based checklist detailing exactly what to do from your first day to your first year back home.

• Proven strategies to protect your U.S. retirement accounts, manage real estate, and handle investments as a non-resident.

• Practical advice for navigating the complex tax systems of both the U.S. and India.

• A clear plan for establishing your financial life in India, from banking to building a new credit history.

Don't let uncertainty dictate your future. This guide will empower you to take control of your finances, protect the wealth you’ve worked so hard to build, and turn this unexpected journey into a secure new beginning.