Financial Fitness With The Money Doctor, February 8, 2026

Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Mark Williams: The Most Misunderstood Financial Solution, Hiding in Plain Sight In this episode of Financial Fitness with The Money Doctor, Frances Rahaim, Ph.D. is joined by Mark Williams, a financial industry veteran with over 35 years of experience across brokerage, insurance, and distribution leadership. This conversation isn’t about selling products. It’s about education, insight, and reframing how people think about annuities — not as “products,” but as tools that can help solve real-life financial problems when used appropriately. Together, Frances and Mark explore: Why annuities are so widely misunderstood The difference between selling products and solving problems Guaranteed income and protection vs. growth-only strategies Common myths about access, control, and “losing your money” How annuities can help with retirement income, beneficiary planning, and probate avoidance Why choosing the right advisor matters just as much as choosing the right tool If you’ve ever heard “I’d never buy an annuity” — this conversation may change how you see the entire category.